

Chase points can be transferred to 11 airline partners, including Southwest, and three hotel partners, which means gives you flexibility to redeem your points with the airline or hotel program of your choice. The Sapphire Preferred earns 5 Chase Ultimate Rewards points per dollar spent on travel booked through Chase and 2 points per dollar on all other travel purchases. Related: Performance or Premier: Which Southwest Business Credit Card Is Right for You?Īnd if you want to cover all your travel bases or find that you are rarely loyal to one airline, the Chase Sapphire Preferred Card is the best all-around travel card for Southwest flyers. The Performance Business card offers a higher sign-up bonus, increased points-earning rates on Southwest purchases, a larger anniversary-point bonus and more. If you faithfully fly Southwest over other airlines for your business needs, it could be a good idea to consider the Southwest Rapid Rewards Performance Business Credit Card over the Southwest Rapid Rewards Premier Business Credit Card. Southwest also offers two business credit cards. On the other hand, more casual Southwest flyers may find the Southwest Rapid Rewards Premier Credit Card to be a better fit for their wallet. Priority cardmembers enjoy exclusive perks like an annual $75 Southwest travel credit.

If you are a loyal Southwest flyer, the Southwest Rapid Rewards Priority Credit Card will likely offer the best benefits. The best Southwest credit card depends on your personal situation.

Your legit side hustle may need a credit card to keep expenses separate. You do need a small business to open a Southwest business card, but keep in mind that this doesn’t have to be a huge small business.

Additionally, having one of the small-business cards does not disqualify you from having or getting the other. Note that the Southwest Rapid Rewards Premier Business Card and Southwest Rapid Rewards Performance Business Credit Card are viewed differently than the personal cards: Having one of them now, or in the past, does not disqualify you from getting a personal Southwest credit card. This only refers to primary account holders, so if you were just an authorized user on someone’s Southwest card, that should not hurt your chances of getting your own card. In practical terms, this means you cannot get approved for a new Southwest personal credit card if you currently hold one and/or received a new cardmember bonus for one in the last two years. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.” “The product is not available to either (i) current Cardmembers of any Southwest Rapids Rewards® Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. The terms on the three personal Southwest credit cards state: It can get tricky with Chase’s general application restrictions, including the issuer’s infamous 5/24 rule and the terms on each specific card. When deciding which Southwest credit card is right for your family, be sure you are eligible to receive the card you want.
